HomeChoice is a downpayment help, 2nd home loan system for qualified borrowers who possess a impairment or that have a member of family by having a impairment coping with them. Funds as much as $15,000. HomeChoice combines with House Key and Home Advantage very first home loan programs. One-on-one guidance is necessary.
STARTING OUT
The first rung on the ladder is to satisfy with HomeChoice Lender in your town that is trained regarding the HomeChoice program. The HomeChoice Lender will figure out if you should be qualified to receive the HomeChoice 2nd mortgage system and can then refer you to definitely a freeHomebuyer Education Seminar and a HomeChoice trained company. For extra trained lenders or service providers, please emailDietrich. Schmitz@wshfc.org or call 206-464-7139 or 800-767-4663.
SYSTEM DESCRIPTION
The HomeChoice 2nd Mortgage system is really a Downpayment Assistance Program for low- to-moderate earnings people who have a impairment or that have a relative with an impairment coping with them and be eligible for Home Advantage very first home loan system. A 1.00per cent interest from the Downpayment Assistance loan system for first-time homebuyers (borrowers who possessn’t owned and occupied their primary residence within the previous 3 years). You do not have to be a first-time homebuyer if you buy in a targeted area.
OPTIMUM INCOME LIMITS at the time of 5/6/2019*
Other Counties $86,300
* Other demands may apply. Please consult your service or lender provider to confirm the limitations. HomeChoice borrowers additionally must finish A commission-sponsored homebuyer education seminar ahead of booking of funds.
ADVANTAGES
This system offers as much as $15,000 per home in a 1.00per cent interest, re re payment deferred mortgage that is second. 2nd mortgages are due whenever house comes, or if perhaps home is refinanced or after three decades.
PARTICIPATING LENDERS
We wish to thank the next Lenders due to their involvement when you look at the HomeChoice Downpayment Assistance Program within the last few 12 months: (Verify a home loan business or specific: www. Nmlsconsumeraccess.org)
Adams
Matthew Riener, NMLS #42311, Premier Mortgage Resources, Spokane Valley, mobile: (509) 362-1453, e-mail: matt. Riener@pmrloans.com Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com The Arc of Spokane, Loretta Cael, (509) 789-8326
Asotin
Ty Windhorst, NMLS #934314, Heritage mortgage loans, Spokane, mobile: (406) 360-0594, e-mail: ty@hhlnorthwest.com Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, Email: mrowley@bannerbank.com
Benton
Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com Steve Morgensen, NMLS #506335, HomeStreet Bank, Spokane, Phone: (509) 723-8030, e-mail: steve. Morgensen@homestreet.com
Chelan
Kim McAlpin, NMLS #9916, Wheatland Bank, Spokane, mobile: (509) 458-5967, e-mail: Kim. McAlpin@wheatlandbank.com
Clallam
Cristie Stapp, NMLS #233065, Guild Mortgage Company, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net
Clark
Angie Stillman, NMLS #114291, Umpqua Bank, Vancouver, mobile: (360) 609-3022, e-mail: angiestillman@umpquabank.com Leslie Girard, NMLS #58461, Evergreen mortgage loans, Vancouver, mobile: (360) 254-2610, e-mail: lgirard@evergreenhomeloans.com JSandi Milohov, NMLS #114287, Guild Mortgage, Longview, mobile: (360) 270-9192, e-mail: smilohov@guildmortgage.net
Columbia
Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com
Cowlitz
Cristie Stapp, NMLS #233065, Guild Mortgage Company, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net Sandi Milohov, NMLS #114287, Guild Mortgage, Longview, mobile: (360) 270-9192, e-mail: smilohov@guildmortgage.net
Douglas
Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, Phone: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com
Ferry
Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Terry A. Wiyrick https://thepaydayloanstore.com/payday-loans-il/, NMLS #190050, Umpqua Bank mortgage loan Division, Spokane, mobile: (509) 842-9558, e-mail: terrywiyrick@umpquabank.com Julia Hansen, NMLS #334756, Guild Mortgage, Spokane Valley, mobile: 509-994-4468, e-mail: jhansen@guildmortgage.net The Arc of Spokane, Loretta Cael, (509) 789-8326
Franklin
Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com
Garfield
Mark Rowley, NMLS #507148, Banner Bank, Kennewick, mobile: (509) 735-0812, e-mail: mrowley@bannerbank.com
Give
Terry A. Wiyrick, NMLS #190050, Umpqua Bank mortgage loan Division, Spokane, mobile: (509) 842-9558, e-mail: terrywiyrick@umpquabank.com Ty Windhorst, NMLS #934314, Heritage mortgages, Spokane, Phone: (406) 360-0594, e-mail: ty@hhlnorthwest.com
Grays Harbor
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net
Island
Joshua Henry, NMLS #399700, Caliber mortgages, Bellingham, mobile: (360) 224-0841, e-mail: joshua. Henry@caliberhomeloans.com Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com
Jefferson
See Clallum and Kitsap
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net Brent G Schoeppel, NMLS #404618, LeaderOne Financial, Federal Method, mobile: (253) 468-9979, e-mail: brentschoeppel@leader1.com Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com Jeannet A. Gil, NMLS #889009, HomeStreet Bank, Seattle, mobile: 206-518-4050, e-mail: jeannet. Gil@homestreet.com Brian Rutt, NMLS #350347, US Bank, Kent, mobile: (253) 359-1883, e-mail: brian. Rutt@usbank.com Tracy O’Donnell, NMLS #982210, Caliber mortgage loans, Kent, Phone: (206) 310-2975, e-mail: tracy. Odonnell@caliberhomeloans.com Annette M Schmidt, NMLS #287955, Academy Mortgage, Federal Method, mobile: (253) 347-5052, e-mail: annette. Schmidt@academymortgage.com Mark Williams, NMLS #205465, Evergreen mortgage loans, Bellevue, mobile: (425) 748-8901, e-mail: mwilliams@evergreenhomeloans.com
Kitsap
Stephen R Coupe, NMLS #98160, Directors Mortgage Inc, Silverdale, mobile: (360) 698-3020, Email: scoupe@directorsmortgage.net Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com Brenda Leech, NMLS #329499, Academy home loan Corporation, Tacoma, mobile: (253) 732-4448, e-mail: brenda. Leech@academymortgage.com Sunny Wilson, NMLS #505811, Movement Mortgage, Puyallup, Phone: (253) 864-6222, e-mail: Sunny. Wilson@movementmortgage.com
Kittitas
Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com
Klickitat
See Clark and Yakima
Lewis
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net
Lincoln
Kim McAlpin, NMLS #9916, Wheatland Bank, Spokane, mobile: (509) 458-5967, e-mail: Kim. McAlpin@wheatlandbank.com Julia Hansen, NMLS #334756, Guild Mortgage, Spokane Valley, mobile: 509-994-4468, e-mail: jhansen@guildmortgage.net The Arc of Spokane, Loretta Cael, (509) 789-8326
Mason
Brenda Leech, NMLS #329499, Academy home loan Corporation, Tacoma, mobile: (253) 732-4448, Email: brenda. Leech@academymortgage.com
Okanogan
Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Terry A. Wiyrick, NMLS #190050, Umpqua Bank Home Loan Division, Spokane, mobile: (509) 842-9558, e-mail: terrywiyrick@umpquabank.com
Pacific
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net
Pend Oreille
Matthew Riener, NMLS #42311, Premier Mortgage Resources, Spokane Valley, mobile: (509) 362-1453, e-mail: matt. Riener@pmrloans.com Laura A. Wells, CMPS, NMLS #330328, Envoy Mortgage, Spokane, mobile: (509) 590-1438, e-mail: wellsgroup@envoymortgage.com Julia Hansen, NMLS #334756, Guild Mortgage, Spokane Valley, Phone: 509-994-4468, e-mail: jhansen@guildmortgage.net The Arc of Spokane, Loretta Cael, (509) 789-8326
Pierce
Sunny Wilson, NMLS #505811, Movement Mortgage, Puyallup, mobile: (253) 864-6222, e-mail: Sunny. Wilson@movementmortgage.com Ricky Gilbert, NMLS #294775, Academy Mortgage Corporation, Bonney Lake, mobile: (253) 292-3375, e-mail: ricky. Gilbert@academymortgage.com Brenda Leech, NMLS #329499, Academy home loan Corporation, Tacoma, mobile: (253) 732-4448, e-mail: brenda. Leech@academymortgage.com Rick cost, NMLS #234989, Academy Mortgage, Tacoma, mobile: (253) 279-0670, e-mail: rick. Price@academymortgage.com Steven Wright, NMLS #201189, Movement Mortgage, Puyallup, mobile: (253) 230-8622, e-mail: steven. Wright@movementmortgage.com Jeff Wood, NMLS #698240, HomeStreet Bank, Gig Harbor, mobile: (206) 369-8939, e-mail: jeff. Wood@homestreet.com
San Juan
Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net Karin Koenig, NMLS #117039, Movement Mortgage, Bellevue, mobile: (206) 459-1345, e-mail: karin. Koenig@movementmortgage.com
Skagit
Joshua Henry, NMLS #399700, Caliber mortgage loans, Bellingham, mobile: (360) 224-0841, Email: joshua. Henry@caliberhomeloans.com Melanie S Pysden, NMLS #384009, Caliber mortgage loans, Bellingham, Phone: (360) 543-8538, e-mail: PysdenTeam@CaliberHomeLoans.com
Skamania
Snohomish
Cheryl Taylor, NMLS #792716, Fairway Independent Mortgage Corporation, Lynnwood, mobile: (206) 218-5825, e-mail: cheryl. Taylor@fairwaymc.com Jason Gosser, NMLS #120413, Guild Mortgage business, Everett, Phone: (425) 330-1314, Email: jasong@guildmortgage.net Cristie Stapp, NMLS #233065, Guild Mortgage business, Seattle, mobile: (206) 310-3402, e-mail: cstapp@guildmortgage.net